How to Apply for a Subsequent HELB Loan [Complete Guide]

How to Apply for a Subsequent HELB Loan [Complete Guide]

If you have previously applied for and received a HELB loan and are now seeking to apply for subsequent loans, you can do so easily through the HELB Mobile Application. However, if you don’t have a Safaricom number, you can apply via the online portal and complete the application form before submitting it to the HELB Student Service Centre located on Mezzanine 1 Floor at Anniversary Towers.

In this article, we will guide you through the steps of applying for subsequent loans on the HELB App or the online portal, so that you can access the financial assistance you need to pursue your academic dreams.

How to Apply for Subsequent Loan Using the HELB App

  1. Download the HELB Mobile Application from Google Play Store
  2. Register your details, including First name, Phone, Email Address, National ID, and KRA PIN number on the app to generate a PIN.
  3. Use the Safaricom number registered in your name for Mpesa transactions.
  4. Accept the license agreement by logging in with your generated PIN after registration.
  5. Read the mandatory Financial literacy notes and answer a brief Question & Answer session to understand the purpose of the loan.
  6. Scroll down to view results and click “Proceed.”
  7. Select the “loans” option and click on “undergraduate loans” to access the Undergraduate Subsequent Loan Application Form [LAF].
  8. Fill in the required details as indicated and submit. A pop-up message will confirm the successful submission of your application, and the loan serial number will be displayed.
  9. Verify your telephone number by paying Kshs. 1 from your MPESA account during the application process.

Please note that the application is paperless and printing is not required.

If you are not a Safaricom subscriber, apply via the HELB Portal and complete the application form. Print and submit the form to the HELB Student Service Centre located on Mezzanine 1 Floor at Anniversary Towers.

Why We Recommend Using the HELB App

Previously, all subsequent loan applications were done online through the HELB portal. However, in early 2021, HELB partnered with Safaricom to develop an app that easily allows students to manage their finances.

The app is meant to aid HELB to promote responsible spending with the funds locked for specific allocations, such as tuition or library fees only accessible to the specific Paybill account of the recipient’s University or TVET institution. The student’s upkeep allowance can now also be transferred into the student’s M-PESA wallet for everyday use.

Using the HELB Mobile Application is a more convenient and efficient way of applying for subsequent HELB loans, especially for Safaricom subscribers. The app is readily available for download from Google Play Store, and the registration process is straightforward, allowing you to generate a PIN and accept the license agreement quickly.

Furthermore, the app offers mandatory financial literacy notes and a brief Question & Answer session that helps you appreciate the purpose of HELB, making it easier to understand the loan application process.

The loan application form is easily accessible via the app, and once submitted, you can receive a pop-up message confirming successful submission and the loan serial number. The process is entirely paperless, saving time and effort in printing and submitting forms. Overall, using the HELB App offers a more user-friendly and streamlined experience for subsequent loan applications.